No, we do not. Since this is a loan (not a lease), we would never include these kind of terms which can be considered unfair or unreasonable for customers.
The finance agreement is non-cancellable. However, you may arrange for prepayment or refinancing of the finance agreement at any time.
Since this is actually a loan (not a lease), you have ownership of the equipment during financing term. You also have title to it. We will file a UCC-1 to establish a security interest during the loan term, and at the end of the loan term, we'll file a UCC-3 to remove it so you own the equipment free and clear.